I requested for a personal loan of INR 6 lakh for my daughter's wedding with Indian Overseas Bank (IOB) six months ago. Hence, I am aware of the IOB personal loan apply online process. You can apply for a personal loan (clean loan) up to Rs 15 lakhs from the official website of IOB. Below, I have included the necessary documents and a thorough walkthrough of the steps.
What are the Required Documents for IOB Personal Loan Application?
- Valid registered mobile number and email id
- Address proof
- ID proof (i.e. PAN card/Aadhar Card/Passport copy/Voter ID etc.)
- Employment proof
- Last 6 month’s salary receipt
- Photograph
IOB Bank Personal Loan Apply Online Process
- Visit https://www.iob.in/Apply-Online .
- Scroll down and tap on “Apply Online” link available in front of the Personal Loan section.
- Click on “Check Eligibility” to ensure that you meet the requirements.
- After you have made sure you meet the eligibility requirements, click the “Apply Now” button under Apply for Loan.
- Now, enter your valid mobile number.
- Input the Captcha as displayed in the box.
- Tick the declaration and click on Continue.
- Fill out all the required details and upload the necessary documents.
- Finally, click the Submit button to complete the application process.
The bank will process your loan and notify you of its status as soon as your application is received. This is all about how to apply personal loan in IOB online.
How to get a Personal Loan?
